Cost of Living Calculator

How to Use This Cost of Living Calculator

The amounts shown above represent typical monthly or per-item costs in Ticino, based on commonly reported prices.
Housing costs vary significantly by city and neighborhood, while food and transportation tend to be more stable across the region.

Prices shown are indicative and may vary depending on lifestyle, location, and market changes. This calculator is intended as a practical estimate, not a guaranteed budget.

Who This Calculator Is For

This cost of living calculator is designed for internationals who:

• Have recently moved to Ticino and want to check if their budget is realistic

• Are planning their first months in Switzerland and need concrete numbers

• Want to compare daily expenses between Ticino and their home country

It reflects everyday life costs, not luxury lifestyles or short-term tourism prices

Cost of Living by City in Ticino

Living costs in Ticino can vary depending on the city and surrounding area. Rent and daily expenses are typically higher in Lugano, while cities like Bellinzona, Locarno, and Mendrisio can offer more affordable options.

• Lugano - Typically the most expensive city in Ticino, especially for rent, but offers more international services and job opportunities. Learn more about living in Lugano from the lugano guide or more specifically about the neighborhoods of Lugano.

• Locarno - Often slightly cheaper for housing, with a more relaxed lifestyle and seasonal tourism.

• Bellinzona - One of the more affordable options for rent, with good connections and a quieter pace of life.

• Mendrisio - Popular with cross-border workers and families, with competitive housing prices.

Understanding Costs in Ticino

Switzerland is known for its high cost of living, but Ticino is generally more affordable than Zurich or Geneva, especially when it comes to rent and everyday expenses.

What We Compare

• Housing - Rent, utilities, and accommodation costs

• Groceries - Food and household essentials

• Transportation - Public transport, fuel, and vehicle costs

• Healthcare - Insurance and medical expenses

• Dining & Entertainment - Restaurants, leisure, and social activities

• Utilities - Electricity, internet, and phone

Money-Saving Tips

• Shop at Aldi, Lidl, or Denner for better prices on groceries

• Consider living outside city centers for lower rent

• Use public transport passes instead of owning a car

• Take advantage of free public water fountains

• Join local Facebook groups for second-hand items